I confess, I admit it. I am a cheapskate. At least that’s probably what you would call me if you knew me. I wasn’t always this way. Once I was just like everyone else. I wasted thousands and thousands of dollars on interest charges, mediocre meals out, aimless road trips, big stereos, the latest gadgets, cigarettes, smelly cologne, and countless other senseless things. To this day I can’t imagine what ever possessed me to throw all of my hard-earned money away... Read more
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